How to Get a Mortgage Pre-Approval
Getting a pre-approval helps buyers feel confident going into the home buying process and shows sellers that you’re a serious and qualified buyer.
- Transparent
- No hidden fees or teaser pricing. Ever.
- Expertise
- Expert guidance and a seamless experience along the way.
- Local
- Licensed mortgage experts who know your market.
A seamless process
Explore your options . Discover the range of mortgage products tailored to your needs and financial situation.
Submit your application . Complete and submit your mortgage application online with guidance from our expert team.
Close with ease . Enjoy a streamlined closing process with digital tools and expert support, making finalizing your mortgage quick and hassle-free
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Licensed in Arizona, California, Oklahoma
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Licensed in Utah, Georgia
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Licensed in Utah
How Much House Can I Afford?
Let’s dive into some tips and tricks to help you fully understand how to figure out how much house you can afford.
How Much Down Payment to Buy a House?
When you want to buy a home, you may not know all the details involved, including how much of a down payment you need. We’ll teach you more about minimum down payment amount requirements, how down payments impact home loan offers and how to assess the amount you need to put down for a home.
Testimonials
Supporting Homebuyers
“Best lender I've ever had. Very communicative, quick, and easy to get a hold of when you need to. I like that you can see exactly what step everything is on on their site. They seemed to always be on top of their stuff.”
Lindsey S
“I was able to lock in the best rate for my loan and I was cleared to close well ahead of my set closing date. [They] helped me fully understand the terms of the loan and [were] available constantly to answer my questions.”
Nathalie S
“The rates and fees you see in the portal are accurate and do not change. The closing team is super responsive and helpful along with always making sure that we were cleared to close long before the closing date. That provides such a relief, especially in this crazy market!”
Derek and Liza
“Strongly recommend Morty. Fast service, professional, low rates. I will never shop for a loan elsewhere.”
Phi T
“They offered us the best deal (and I shopped around a lot). Their mortgage calculator tool was easy and useful. Their closing checklist was straightforward and very helpful. Their team was super responsive to all my emails.”
Lara D
“I highly highly recommend them to anyone in the market. They'll get you to closing on time and provide great support along the way!”
Tammy B
Mortgage Rates Today
We search thousands of loan options so you don't have to! Find the most competitive rates here including: 15, 20 and 30-year fixed rates, 10/6, 7/6 and 5/6 ARMs, FHA, Jumbo, low down payment options and more. Create an account to customize your loan options and track daily interest rates.